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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Angela

June 30, 2026

5  out of  5
rating by Angela
"I needed information for a client of ours closing and spoke to Cindy Meier Lota and she went above and beyond to assist me in this transaction. We need more people like Cindy working as she was very helpful and willing to assist in anyway possible. Angela at Frank Sahaj, Esq. office in Westfield, NJ - thanks again Cindy you are the BEST BAR NONE"
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Emily Sussino

June 26, 2026

5  out of  5
rating by Emily Sussino
"No matter who I speak with at Ed Kalpagean’s office, I am always greeted with how can they help! Everyone is so friendly. I have been a client of Ed’s for 25 yrs and never hesitated to refer him to friends and family. Thank you Ed Kalpagean State Farm for your stellar service!"
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Samuel Sandus

June 23, 2026

5  out of  5
rating by Samuel Sandus
"Anytime I needed help, they were always there to help resolve my issues quickly!"
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Byron Chapin

June 19, 2026

5  out of  5
rating by Byron Chapin
"Great reliable service!"
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Kamran Zangeneh

May 21, 2026

5  out of  5
rating by Kamran Zangeneh
"I had ed Kalgan over 15 years.. pretty solid and reliable"
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Sang Lee

May 12, 2026

5  out of  5
rating by Sang Lee
"Great service! They insure everything! From my home, to my cars, to my businesses. Thanks Shannon and Sean!"
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Reidun Logan

May 1, 2026

5  out of  5
rating by Reidun Logan
"Sean Hansen helped me update my car insurance policy with excellent efficiency this afternoon."
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Jack Kindel

April 24, 2026

5  out of  5
rating by Jack Kindel
"Very helpful discussing my home and auto needs as well as life insurance. Ed's account rep Cindy, did a great job explaining overages and gave me very competitive quotes. Thanks!"
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Eileen Reif

March 24, 2026

5  out of  5
rating by Eileen Reif
"I have been using this agency for 10 years for all of my insurance needs. The coverage is excellent and the costs are fair if not better than other companies. More importantly, the service is top-notch! Ed, Suzanne and office staff have gone above and beyond! They are always available, courteous, and capable of providing support and knowledge. Recently, I worked on an insurance need with Darlene. She has been superb! I so appreciate all that she has done for me, and in a very timely fashion. She is great with follow-up and she resolved my issue not only expediently, but with the best benefit for me. This office staff provides one on one service that is hard to find these days. I appreciate all of them... and will never use another agency!"
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Ali Lohr

March 19, 2026

5  out of  5
rating by Ali Lohr
"Cindy did a fantastic job writing my homeowners and auto insurance policies. She answered all of our questions and provided exceptional customer service! Thank you for making this process run smoothly."
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Max Osa

March 12, 2026

5  out of  5
rating by Max Osa
"I transitioned my auto and homeowners insurance to this State Farm office a little over a year ago. Suzanne Tax is the absolute Best!!!! She is extremely talented, knows the business and is not afraid to invest time with her clients. Thank you for all you do Suzanne!!!"
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Livnat Hai-Choron

January 5, 2026

5  out of  5
rating by Livnat Hai-Choron
"Darlene is always amazing and helpful!"
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Christine Dugenio

November 5, 2025

5  out of  5
rating by Christine Dugenio
"Ed and his team are always such a support with not only claims but answering questions and helping with any concerns. They are efficient, respectful, knowledgeable, and pleasant."
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JAI M

October 16, 2025

5  out of  5
rating by JAI M
"JUST HAD A WONDERFULL CONVERSATION WITH SUZAANE FROM STATE FARM ABOUT A PENDING CLAIM VERY POLITE AND KNOWLEDGEABLE RECOMMEND CALLING HER FOR YOUR CAR OR HOME INSURANCE"
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Kamille Eurie

October 10, 2025

5  out of  5
rating by Kamille Eurie
"I had a great experience working with Charleen for my auto & home insurance needs. She was incredibly thorough, taking the time to explain all of my options clearly and making sure I understood every part of the process. What stood out most was her attention to detail and genuine commitment to helping me find the right coverage, not just the quickest solution.
Highly recommend Charleen to anyone looking for a dependable and trustworthy insurance rep."
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Andrea Lee

October 6, 2025

5  out of  5
rating by Andrea Lee
"This practice is really great. I called around a few companies, but State Farm not only had the best price but the account managers from this practice are superb. They are really well informed and can guide you through all the things you need to consider to best protect yourself, property and assets. Things you hadn't thought to consider and really should. I started with Suzanne Tax (fantastic, btw) and now work with Darlene Ramirez, who is excellent and so full of information. I have had issues here and there, and I feel so secure knowing I can just pick up the phone or send an email to Darlene to ask a few questions. When you are worried, it's great and a relief to have people like this. And I imagine if I ever were to find myself in a vulnerable position where I really needed help, I would want people like Darlene and this team to help me through. Just super!"
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herbert perera

October 3, 2025

5  out of  5
rating by herbert perera
"Agent Darling
She was an excellent agent. Has patience and very informative and guid you through right direction for your policy requirements. I have no hesitation in recommending her Auto and Life coverage policies for any of my friends and colleges
Thank much Darling for your Service
Best
Herbert Perera"
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Wen

August 29, 2025

5  out of  5
rating by Wen
"TEN STARS!!! I’ve been with Suzanne and her team at Allstate for many years, and I couldn’t be happier with the service they provide. They are always responsive, patient, helpful, and kind whenever I have questions or need help with my policy. It’s such a relief knowing I can count on them to explain things clearly and handle everything quickly. I truly appreciate all the support they’ve given me over the years and highly recommend Suzanne and her team to anyone looking for excellent service. They are truly the best!"
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Bob Durso

August 27, 2025

5  out of  5
rating by Bob Durso
"I am so grateful to Suzanne Tax and the rest of the team at Ed Kalpagian State Farm in Allendale, NJ. Suzanne recently guided me through some complicated changes to my Auto Insurance Policy and helped me establish a new Homeowners Insurance Policy. She demonstrated her deep knowledge of the Insurance Industry and patiently explained all of the options that State Farm could offer me. In the end, the transition went very smoothly and I saved money too! Thanks Suzanne!!!"
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Thomas Wuensch

August 21, 2025

5  out of  5
rating by Thomas Wuensch
"Fantastic service! The team is super responsive and helpful. Suzanne in particular is amazing to work with."
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Yuliya Orlova

August 15, 2025

5  out of  5
rating by Yuliya Orlova
"I have received a great customer service from your company, my representative was Darlene, she was very helpful, efficient and professional. Thank you!"
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Paul Skidmore

August 7, 2025

5  out of  5
rating by Paul Skidmore
"Great"
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Amy Brown

August 6, 2025

5  out of  5
rating by Amy Brown
"Reached out to an agent with a general question and was promptly advised by Suzanne Tax about that AND she reviewed my policies and noticed a missed discount opportunity. She is managing everything on her end with the underwriters and I wiill get a refund. Every little bit counts these days and Suzanne's diligence is much appreciated!"
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Debra Chapman

July 2, 2025

5  out of  5
rating by Debra Chapman
"I could not be more pleased with the Ed Kalpagian State Farm Insurance Agency!! I received a call one day from agent Darlene Ramirez and the timing was perfect, as I was unhappy with my current insurance carrier. Darlene was friendly, informative and patient with me...I had dozens of questions and she answered all of them over the course of several calls. With her help, I made the choice to change my home and auto insurance to State Farm and in doing so, will be saving significant money in the months/years to come. I could not be happier that I made the switch. Thank you Darlene, you are AWESOME!!! Deb C."
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Philip Sorabella

July 2, 2025

5  out of  5
rating by Philip Sorabella
"Marlene was thorough, knowledgable and pleasant, making it easy to arrive at a final decision to purchase coverage."